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The future belongs to those who simplify.   When projects collapse, when vendors overrun budgets, when boardrooms panic, Ritesh gets the call.

Innovation is born where simplicity meets strategy   Because true progress is not about adding more—it’s about refining what matters most and scaling it with impact.

Ritesh Srivastava Financial Technology Transformation Expert 28+ Years Delivering High-Stakes Core, Digital & AI Programs Senior transformation and program leadership executive with 28+ years of global experience delivering complex, high-risk banking and financial services programs across core banking, wealth, digital platforms, payments, and regulated AI. Ritesh is the expert organisations call when banking tech projects stall, costs blow out, or timelines collapse. He has a proven track record in rescuing stalled initiatives, compressing delivery timelines, and restoring executive and board confidence. Drawing from his experience as a Founder of DigitalChameleon.ai, he brings a rare combination of Tier-1 vendor leadership (Oracle, Temenos, TCS), bank-side accountability, and founder-level execution discipline. He is trusted by CEOs, Boards, and regulators to deliver outcomes where traditional program models fail.

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Signature Delivery UFS Core Migration in a Record Time of Under 5 Months (Jan-June 2025) Ritesh led the end-to-end core and digital banking migration for Uniting Financial Services (UFS) in Sydney from Temenos T24 to Infosys Finacle, in under five months (vs. typical 18 months+). Direct CEO and Board alignment on non-negotiable outcomes Accelerated, cross-functional decision governance across business, IT, risk, and operation Early resolution of architecture, data migration, and compliance complexity Concurrently implemented transaction monitoring and regulatory reporting solutions.

Founder-Led Deliveries Ritesh doesn’t just advise - he builds and delivers. AI-Powered Digital SaaS (2017): Developed and sold AI-driven SaaS platform to listed financial institutions and banks in the early AI era - full lifecycle from concept to commercial success. Alternative Investment Platform: Led concept-to-MVP delivery within 6 months for a New York Startup for FINRA approvals and they achieved acquisition within 2 years by a US wealth management fintech.

Commercial & Vendor Governance

Praemium: Conducted Due Diligence for Wealth Management CRM Platform acquisition.

UFS: Led multi-million-dollar commercial negotiations including SaaS agreements, and SoWs.

Oracle / NAB: Negotiated MSA and delivery contracts exceeding $100M under a $1B+ transformation.

uBank: Vendor evaluation and governance for Oracle Banking Platform program.

His Expertise The Power of Simplicity and Strategy At the heart of every transformation is a simple truth:  complexity isn’t a requirement for innovation, it’s an obstacle to it. Ritesh specialises in cutting through this complexity, empowering organisations to move quickly and efficiently towards their goals. He works with CEOs, executive teams, and boards to guide them through the critical decisions that will shape their business's future.

Strategic Digital Transformation

Core Banking & Fintech Innovation

Wealth Management

Digital Banking & Customer Journeys

Open Banking &  KYC/KYB/AML

Payments

Transaction Monitoring

Data Migration

Compliance Reporting

Regulated AI Innovations

Due Diligence & Project Oversight

Advisory to the Board

Global Vision Experience Across Continents His work spans continents: from Asia to Europe to Africa, and I’ve partnered with industry giants like NAB, UBS, Deutsche Bank, and Nationwide to drive large-scale transformations.   Through these experiences, he has learned that the key to successful global strategy is local relevance. Every market is unique, and so is every client. By tailoring solutions to meet the specific needs of each organisation, he helps businesses unlock new possibilities while staying true to their individual market dynamics.

Entrepreneur for over a decade Innovating for the Future The best solutions often come from seeing the problem differently. That’s why Ritesh founded DigitalChameleon.ai, a disruptive SaaS platform designed to help financial services companies innovate at scale. It’s a platform built for businesses who want to innovate faster, smarter, and more efficiently, without the drag of lengthy, costly development cycles. DigitalChameleon.ai isn’t just about technology; it’s about creating a mindset that empowers businesses to evolve and adapt in a rapidly changing world.

Why organisations engage Ritesh? Program Management | Transformation Lead | Interim Executive | Board Advisory | Program Turnarounds

End-to-end ownership of large-scale, regulated transformation programs

Recover and turnaround distressed or over-budget initiatives

Program structuring, roadmap design, and delivery governance

Vendor evaluation, negotiation and performance management

Compression of delivery timelines without increasing risk

Single point of alignment across commercial, business, technical, and executive stakeholders

Why does this matter to you? Path to Impact Because the world is moving fast, and the difference between leading the change and falling behind is the ability to take action today. That’s where Ritesh comes in. With a focus on AI, fintech, and digital transformation, he partners with forward-thinking businesses to create results that aren’t just future-proof - they’re built for the future. Transformation is a journey, not a destination. And it starts with a single decision. Are you ready to lead the change?  Let’s have a conversation about how we can reshape your business’s future.

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